Student Loan Consolidation – Should you consolidate?
A nice way of financing education is by taking up student loans, but despite the fact that they are very helpful, there also remains a responsibility on your shoulders that you need to pay them back....
View ArticlePre-Approval vs Pre-Qualification
Ready to shop for your new home but do not know where to start? It’s time that you analyze your stand as a buyer before you make an offer on any house. You will most likely hear the terms such as...
View ArticleLeasing vs Buying a Car: Things to Consider
Chances are that you are looking for a new vehicle and must be speculating as to whether leasing or buying a car would be the best option. During the last few years, leasing a vehicle has also...
View ArticleHow to Build Credit for the First Time?
A major challenge faced by many today is building credit and in the absence of a credit history, one may find it hard to qualify for a credit card or any kind of loan. You may be left clueless as to...
View ArticleHow Much House Can You Afford
Most of the problems happening these days in the real estate market are mainly because of the homeowners outstretching their budgets to own the houses they really couldn’t afford but desired. As...
View ArticleThis Is Why So Many People Are Broke
File this post under major investing mistakes. I think it shows exactly what so many people are doing wrong with their money. I recently met a woman whose family was getting ready to go on a really...
View ArticleBreakdown: Rewards from my Cash Back Credit Card
I’m going to do something I’ve never done before: publish my monthly statements from my credit card. I know a lot of personal finance gurus preach against using credit cards, but I believe that if done...
View ArticleRejected: My Attempt To Increase My Credit Limit
I’d finally made the decision I’d been putting off for weeks… months… years, really. I figured that, since we were taking the house off the market anyway, that I should just go ahead and cancel my...
View ArticleChapter 7 vs. Chapter 13 Bankruptcy
Bankruptcy is easy, and sometimes it’s a little too easy, especially times of economic turmoil. You may think that if Donald Trump did it a few times and businesses file bankruptcy all the time, why...
View ArticleShould I Let Them Cancel My Credit Card?
Four years ago, I took out a line of credit with a major retailer in order to take advantage of the interest-free financing option on a major purchase. Three and a half years ago, I paid off that...
View ArticleThe Rise of Electronic Money
In this electronic era, many money matters are conducted online. Paying the bills, shopping, banking, stock trading and Forex are just a few examples of the money related activities that you can now...
View ArticleSorry, Dave Ramsey: I Still Use Credit Cards
“You’ve got to try it,” I overheard one friend gushing to another at a recent get together at our church. “It’s absolutely changed my life.” Well, my interest was piqued. Was she talking about a new...
View ArticleThe Dark Side of Automatic Payments
I was in my first month working from home as a freelance writer and digital media data analyst when disaster struck. I’d been using online billpay for years, taking advantage of automatic payments to...
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